A pawnshop (tiệm cầm đồ in Vietnamese) is a business where individuals can obtain loans by leaving valuable items as collateral (valuable property owned by someone who wants to borrow money)
If the borrower repays the loan and the associated interest, they can retrieve their valuable item. However, if the borrower fails to repay within the agreed-upon time, the pawnbroker may sell the item to recover the loan amount.